Total monthly cost of ownership
Cost to Own a Home in Dardanelle, Arkansas
A $123,000 home here costs
$1,092per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $632. The real number is $459 higher every month — 73% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dardanelle against Yell County and Arkansas
| Measure | Dardanelle | Yell County |
|---|---|---|
| Median home value | $123,200 | $131,300 |
| Median property tax | $814 | $679 |
| Effective tax rate | 0.661% | 0.517% |
| Median gross rent | $875 | $653 |
| Population | 4,517 | 20,195 |
The weather behind that power bill
Dardanelle sits in Yell County, which averages a high of 92.5°F in its hottest month and a low of 29.7°F in its coldest, with 46.41" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,988 cooling and 3,279 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Yell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Yell County
Common questions
How much does it cost to own a home in Dardanelle?
A $123,000 home in Dardanelle, Arkansas costs approximately $1,092 per month with 20% down at 6.66%. That is $632 principal and interest, $68 property tax, $92 homeowners insurance, $197 utilities and $103 set aside for maintenance.
What is the property tax rate in Dardanelle?
Dardanelle has an effective property tax rate of 0.661%, based on a median home value of $123,200 and median real estate taxes of $814. That is higher than the Yell County average of 0.517%.
What is the average home price in Dardanelle?
The median owner-occupied home value in Dardanelle, Arkansas is $123,200, against $131,300 across Yell County.
Is it cheaper to rent or buy in Dardanelle?
Median gross rent in Dardanelle is $875 a month, against $1,092 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dardanelle — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.