Cost to Own
United StatesArkansasYell CountyDanville Population 2,123 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Danville, Arkansas

A $117,000 home here costs

$1,022

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $601. The real number is $421 higher every month — 70% more than the payment most buyers budget for.

Danville median: $117,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $93,600 borrowed $601
Property tax0.398% effective rate for Danville itself $39
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $87
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $98
Total monthly $1,022

Danville against Yell County and Arkansas

MeasureDanvilleYell County
Median home value$117,400$131,300
Median property tax$467$679
Effective tax rate0.398%0.517%
Median gross rent$606$653
Population2,12320,195

The weather behind that power bill

Danville sits in Yell County, which averages a high of 92.5°F in its hottest month and a low of 29.7°F in its coldest, with 46.41" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,988 cooling and 3,279 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Yell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Yell County

Full Yell County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Danville?

A $117,000 home in Danville, Arkansas costs approximately $1,022 per month with 20% down at 6.66%. That is $601 principal and interest, $39 property tax, $87 homeowners insurance, $197 utilities and $98 set aside for maintenance.

What is the property tax rate in Danville?

Danville has an effective property tax rate of 0.398%, based on a median home value of $117,400 and median real estate taxes of $467. That is lower than the Yell County average of 0.517%.

What is the average home price in Danville?

The median owner-occupied home value in Danville, Arkansas is $117,400, against $131,300 across Yell County.

Is it cheaper to rent or buy in Danville?

Median gross rent in Danville is $606 a month, against $1,022 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Danville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology