Total monthly cost of ownership
Cost to Own a Home in Daleville, Indiana
A $102,000 home here costs
$949per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $524. The real number is $425 higher every month — 81% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Daleville against Delaware County and Indiana
| Measure | Daleville | Delaware County |
|---|---|---|
| Median home value | $101,700 | $127,600 |
| Median property tax | $780 | $997 |
| Effective tax rate | 0.767% | 0.781% |
| Median gross rent | $806 | $874 |
| Population | 1,503 | 112,109 |
The weather behind that power bill
Daleville sits in Delaware County, which averages a high of 85.8°F in its hottest month and a low of 21.3°F in its coldest, with 40.26" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,172 cooling and 5,262 heating degree days, which is what sets the $163 electricity line above.
See the full climate breakdown for Delaware County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Delaware County
Full Delaware County cost breakdown · Every county in Indiana
Common questions
How much does it cost to own a home in Daleville?
A $102,000 home in Daleville, Indiana costs approximately $949 per month with 20% down at 6.66%. That is $524 principal and interest, $65 property tax, $44 homeowners insurance, $231 utilities and $85 set aside for maintenance.
What is the property tax rate in Daleville?
Daleville has an effective property tax rate of 0.767%, based on a median home value of $101,700 and median real estate taxes of $780. That is lower than the Delaware County average of 0.781%.
What is the average home price in Daleville?
The median owner-occupied home value in Daleville, Indiana is $101,700, against $127,600 across Delaware County.
Is it cheaper to rent or buy in Daleville?
Median gross rent in Daleville is $806 a month, against $949 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Daleville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Indiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.