Total monthly cost of ownership
Cost to Own a Home in Culloden, West Virginia
A $200,000 home here costs
$1,622per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,028. The real number is $594 higher every month — 58% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Culloden against Cabell County and West Virginia
| Measure | Culloden | Cabell County |
|---|---|---|
| Median home value | $199,700 | $156,100 |
| Median property tax | $1,231 | $989 |
| Effective tax rate | 0.616% | 0.634% |
| Median gross rent | $782 | $877 |
| Population | 3,158 | 93,300 |
Culloden extends across 2 counties. Figures here use Cabell County, where most of its housing sits.
The weather behind that power bill
Culloden sits in Cabell County, which averages a high of 88.5°F in its hottest month and a low of 26.8°F in its coldest, with 46.6" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,404 cooling and 4,166 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Cabell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Cabell County
Full Cabell County cost breakdown · Every county in West Virginia
Common questions
How much does it cost to own a home in Culloden?
A $200,000 home in Culloden, West Virginia costs approximately $1,622 per month with 20% down at 6.66%. That is $1,028 principal and interest, $103 property tax, $105 homeowners insurance, $219 utilities and $167 set aside for maintenance.
What is the property tax rate in Culloden?
Culloden has an effective property tax rate of 0.616%, based on a median home value of $199,700 and median real estate taxes of $1,231. That is lower than the Cabell County average of 0.634%.
What is the average home price in Culloden?
The median owner-occupied home value in Culloden, West Virginia is $199,700, against $156,100 across Cabell County.
Is it cheaper to rent or buy in Culloden?
Median gross rent in Culloden is $782 a month, against $1,622 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Culloden — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for West Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.