Total monthly cost of ownership
Cost to Own a Home in Barboursville, West Virginia
A $212,000 home here costs
$1,710per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,090. The real number is $620 higher every month — 57% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Barboursville against Cabell County and West Virginia
| Measure | Barboursville | Cabell County |
|---|---|---|
| Median home value | $212,000 | $156,100 |
| Median property tax | $1,353 | $989 |
| Effective tax rate | 0.638% | 0.634% |
| Median gross rent | $916 | $877 |
| Population | 4,394 | 93,300 |
The weather behind that power bill
Barboursville sits in Cabell County, which averages a high of 88.5°F in its hottest month and a low of 26.8°F in its coldest, with 46.6" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,404 cooling and 4,166 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Cabell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Cabell County
Full Cabell County cost breakdown · Every county in West Virginia
Common questions
How much does it cost to own a home in Barboursville?
A $212,000 home in Barboursville, West Virginia costs approximately $1,710 per month with 20% down at 6.66%. That is $1,090 principal and interest, $113 property tax, $112 homeowners insurance, $219 utilities and $177 set aside for maintenance.
What is the property tax rate in Barboursville?
Barboursville has an effective property tax rate of 0.638%, based on a median home value of $212,000 and median real estate taxes of $1,353. That is in line with the Cabell County average of 0.634%.
What is the average home price in Barboursville?
The median owner-occupied home value in Barboursville, West Virginia is $212,000, against $156,100 across Cabell County.
Is it cheaper to rent or buy in Barboursville?
Median gross rent in Barboursville is $916 a month, against $1,710 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Barboursville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for West Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.