Total monthly cost of ownership
Cost to Own a Home in Barboursville, West Virginia
A $212,000 home here costs
$1,792per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $77,000 a year.
A standard mortgage calculator would have told you $1,156. The real number is $637 higher every month, 55% more than the payment most buyers budget for.
Compare Cabell County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Barboursville from a five-year rolling sample, and with about 4,394 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Cabell County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Barboursville against Cabell County and West Virginia
| Measure | Barboursville | Cabell County |
|---|---|---|
| Median home value | $212,000 | $156,100 |
| Median property tax | $1,353 | $989 |
| Effective tax rate | 0.638% | 0.634% |
| Median gross rent | $916 | $877 |
| Population | 4,394 | 93,300 |
The weather behind that power bill
Barboursville sits in Cabell County, which averages a high of 88.5°F in its hottest month and a low of 26.8°F in its coldest, with 46.6" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,404 cooling and 4,166 heating degree days, which is what sets the $168 electricity line above.
See the full climate breakdown for Cabell County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Cabell County
Full Cabell County cost breakdown · Every county in West Virginia
Talk to someone who works this market
These are Barboursville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Barboursville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Barboursville I already own here and may sell
Common questions
How much does it cost to own a home in Barboursville?
A $212,000 home in Barboursville, West Virginia costs approximately $1,792 per month with 20% down at 7.24%. That is $1,156 principal and interest, $113 property tax, $112 homeowners insurance, $236 utilities and $177 set aside for maintenance.
What is the property tax rate in Barboursville?
Barboursville has an effective property tax rate of 0.638%, based on a median home value of $212,000 and median real estate taxes of $1,353. That is in line with the Cabell County average of 0.634%.
What is the average home price in Barboursville?
The median owner-occupied home value in Barboursville, West Virginia is $212,000, against $156,100 across Cabell County.
Is it cheaper to rent or buy in Barboursville?
Median gross rent in Barboursville is $916 a month, against $1,792 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Barboursville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Barboursville, West Virginia at today's rate takes a household income of roughly $77,000 a year. That covers the full $1,792 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Barboursville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for West Virginia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.