Cost to Own
United StatesLouisianaAcadia ParishCrowley Population 11,554 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Crowley, Louisiana

A $142,000 home here costs

$1,209

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $730. The real number is $479 higher every month — 66% more than the payment most buyers budget for.

Crowley median: $141,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $113,600 borrowed $730
Property tax0.312% effective rate for Crowley itself $37
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $128
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $118
Total monthly $1,209

Crowley against Acadia Parish and Louisiana

MeasureCrowleyAcadia Parish
Median home value$141,800$146,900
Median property tax$443$446
Effective tax rate0.312%0.304%
Median gross rent$560$725
Population11,55457,218

The weather behind that power bill

Crowley sits in Acadia Parish, which averages a high of 91.5°F in its hottest month and a low of 41.6°F in its coldest, with 63.53" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,781 cooling and 1,577 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Acadia Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Acadia Parish

Full Acadia Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Crowley?

A $142,000 home in Crowley, Louisiana costs approximately $1,209 per month with 20% down at 6.66%. That is $730 principal and interest, $37 property tax, $128 homeowners insurance, $195 utilities and $118 set aside for maintenance.

What is the property tax rate in Crowley?

Crowley has an effective property tax rate of 0.312%, based on a median home value of $141,800 and median real estate taxes of $443. That is in line with the Acadia Parish average of 0.304%.

What is the average home price in Crowley?

The median owner-occupied home value in Crowley, Louisiana is $141,800, against $146,900 across Acadia Parish.

Is it cheaper to rent or buy in Crowley?

Median gross rent in Crowley is $560 a month, against $1,209 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Crowley — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology