Total monthly cost of ownership
Cost to Own a Home in Basile, Louisiana
A $92,000 home here costs
$849per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $473. The real number is $376 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Basile against Acadia Parish and Louisiana
| Measure | Basile | Acadia Parish |
|---|---|---|
| Median home value | $92,100 | $146,900 |
| Median property tax | $252 | $446 |
| Effective tax rate | 0.274% | 0.304% |
| Median gross rent | $837 | $725 |
| Population | 2,096 | 57,218 |
Basile extends across 2 counties. Figures here use Acadia Parish, where most of its housing sits.
The weather behind that power bill
Basile sits in Acadia Parish, which averages a high of 91.5°F in its hottest month and a low of 41.6°F in its coldest, with 63.53" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,781 cooling and 1,577 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Acadia Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Acadia Parish
Full Acadia Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Basile?
A $92,000 home in Basile, Louisiana costs approximately $849 per month with 20% down at 6.66%. That is $473 principal and interest, $21 property tax, $83 homeowners insurance, $195 utilities and $77 set aside for maintenance.
What is the property tax rate in Basile?
Basile has an effective property tax rate of 0.274%, based on a median home value of $92,100 and median real estate taxes of $252. That is lower than the Acadia Parish average of 0.304%.
What is the average home price in Basile?
The median owner-occupied home value in Basile, Louisiana is $92,100, against $146,900 across Acadia Parish.
Is it cheaper to rent or buy in Basile?
Median gross rent in Basile is $837 a month, against $849 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Basile — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.