Total monthly cost of ownership
Cost to Own a Home in Crewe, Virginia
A $136,000 home here costs
$1,138per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $699. The real number is $439 higher every month — 63% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Crewe against Nottoway County and Virginia
| Measure | Crewe | Nottoway County |
|---|---|---|
| Median home value | $135,800 | $179,800 |
| Median property tax | $786 | $756 |
| Effective tax rate | 0.579% | 0.420% |
| Median gross rent | $956 | $1,009 |
| Population | 2,795 | 15,597 |
The weather behind that power bill
Crewe sits in Nottoway County, which averages a high of 87.7°F in its hottest month and a low of 26.5°F in its coldest, with 46.84" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,354 cooling and 4,014 heating degree days, which is what sets the $158 electricity line above.
See the full climate breakdown for Nottoway County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Nottoway County
Full Nottoway County cost breakdown · Every county in Virginia
Common questions
How much does it cost to own a home in Crewe?
A $136,000 home in Crewe, Virginia costs approximately $1,138 per month with 20% down at 6.66%. That is $699 principal and interest, $66 property tax, $33 homeowners insurance, $226 utilities and $113 set aside for maintenance.
What is the property tax rate in Crewe?
Crewe has an effective property tax rate of 0.579%, based on a median home value of $135,800 and median real estate taxes of $786. That is higher than the Nottoway County average of 0.420%.
What is the average home price in Crewe?
The median owner-occupied home value in Crewe, Virginia is $135,800, against $179,800 across Nottoway County.
Is it cheaper to rent or buy in Crewe?
Median gross rent in Crewe is $956 a month, against $1,138 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Crewe — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.