Cost to Own
United StatesNew YorkSaratoga CountyCorinth Population 2,568 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Corinth, New York

A $182,000 home here costs

$1,682

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $936. The real number is $746 higher every month — 80% more than the payment most buyers budget for.

Corinth median: $182,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $145,600 borrowed $936
Property tax1.435% effective rate for Corinth itself $218
Homeowners insuranceNew York averages $1,455/yr (NAIC), or 0.264% of home value $40
Electricity29.93¢/kWh — New York residential average, EIA $269
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $152
Total monthly $1,682

Corinth against Saratoga County and New York

MeasureCorinthSaratoga County
Median home value$182,400$324,800
Median property tax$2,617$4,843
Effective tax rate1.435%1.491%
Median gross rent$929$1,347
Population2,568237,075

The weather behind that power bill

Corinth sits in Saratoga County, which averages a high of 83.8°F in its hottest month and a low of 14.3°F in its coldest, with 46.38" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 670 cooling and 6,507 heating degree days, which is what sets the $269 electricity line above.

See the full climate breakdown for Saratoga County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Saratoga County

Full Saratoga County cost breakdown · Every county in New York

Common questions

How much does it cost to own a home in Corinth?

A $182,000 home in Corinth, New York costs approximately $1,682 per month with 20% down at 6.66%. That is $936 principal and interest, $218 property tax, $40 homeowners insurance, $337 utilities and $152 set aside for maintenance.

What is the property tax rate in Corinth?

Corinth has an effective property tax rate of 1.435%, based on a median home value of $182,400 and median real estate taxes of $2,617. That is lower than the Saratoga County average of 1.491%.

What is the average home price in Corinth?

The median owner-occupied home value in Corinth, New York is $182,400, against $324,800 across Saratoga County.

Is it cheaper to rent or buy in Corinth?

Median gross rent in Corinth is $929 a month, against $1,682 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Corinth — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for New York.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology