Total monthly cost of ownership
Cost to Own a Home in Coquille, Oregon
A $249,000 home here costs
$1,914per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,280. The real number is $633 higher every month — 49% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Coquille against Coos County and Oregon
| Measure | Coquille | Coos County |
|---|---|---|
| Median home value | $249,200 | $302,800 |
| Median property tax | $2,111 | $2,243 |
| Effective tax rate | 0.847% | 0.741% |
| Median gross rent | $1,101 | $992 |
| Population | 4,019 | 64,832 |
The weather behind that power bill
Coquille sits in Coos County, which averages a high of 73.6°F in its hottest month and a low of 36.4°F in its coldest, with 54.86" of precipitation a year and 48% of it in a single three-month stretch. That climate drives 34 cooling and 4,315 heating degree days, which is what sets the $146 electricity line above.
See the full climate breakdown for Coos County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Coos County
Common questions
How much does it cost to own a home in Coquille?
A $249,000 home in Coquille, Oregon costs approximately $1,914 per month with 20% down at 6.66%. That is $1,280 principal and interest, $176 property tax, $36 homeowners insurance, $214 utilities and $208 set aside for maintenance.
What is the property tax rate in Coquille?
Coquille has an effective property tax rate of 0.847%, based on a median home value of $249,200 and median real estate taxes of $2,111. That is higher than the Coos County average of 0.741%.
What is the average home price in Coquille?
The median owner-occupied home value in Coquille, Oregon is $249,200, against $302,800 across Coos County.
Is it cheaper to rent or buy in Coquille?
Median gross rent in Coquille is $1,101 a month, against $1,914 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Coquille — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oregon.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.