Cost to Own
United StatesOregonCoos CountyBarview Population 1,645 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Barview, Oregon

A $226,000 home here costs

$1,735

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,162. The real number is $573 higher every month — 49% more than the payment most buyers budget for.

Barview median: $226,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $180,800 borrowed $1,162
Property tax0.733% effective rate for Barview itself $138
Homeowners insuranceOregon averages $793/yr (NAIC), or 0.173% of home value $33
Electricity16.27¢/kWh — Oregon residential average, EIA $146
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $188
Total monthly $1,735

Barview against Coos County and Oregon

MeasureBarviewCoos County
Median home value$226,100$302,800
Median property tax$1,657$2,243
Effective tax rate0.733%0.741%
Median gross rent$1,131$992
Population1,64564,832

The weather behind that power bill

Barview sits in Coos County, which averages a high of 73.6°F in its hottest month and a low of 36.4°F in its coldest, with 54.86" of precipitation a year and 48% of it in a single three-month stretch. That climate drives 34 cooling and 4,315 heating degree days, which is what sets the $146 electricity line above.

See the full climate breakdown for Coos County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Coos County

Full Coos County cost breakdown · Every county in Oregon

Common questions

How much does it cost to own a home in Barview?

A $226,000 home in Barview, Oregon costs approximately $1,735 per month with 20% down at 6.66%. That is $1,162 principal and interest, $138 property tax, $33 homeowners insurance, $214 utilities and $188 set aside for maintenance.

What is the property tax rate in Barview?

Barview has an effective property tax rate of 0.733%, based on a median home value of $226,100 and median real estate taxes of $1,657. That is in line with the Coos County average of 0.741%.

What is the average home price in Barview?

The median owner-occupied home value in Barview, Oregon is $226,100, against $302,800 across Coos County.

Is it cheaper to rent or buy in Barview?

Median gross rent in Barview is $1,131 a month, against $1,735 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Barview — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Oregon.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology