Cost to Own
United StatesTexasEl Paso CountyClint Population 1,208 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Clint, Texas

A $181,000 home here costs

$1,712

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $931. The real number is $781 higher every month — 84% more than the payment most buyers budget for.

Clint median: $181,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $144,800 borrowed $931
Property tax1.955% effective rate for Clint itself $295
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $120
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $151
Total monthly $1,712

Clint against El Paso County and Texas

MeasureClintEl Paso County
Median home value$181,300$167,300
Median property tax$3,545$3,490
Effective tax rate1.955%2.086%
Median gross rent$1,069$1,045
Population1,208866,275

The weather behind that power bill

Clint sits in El Paso County, which averages a high of 97.1°F in its hottest month and a low of 34.4°F in its coldest, with 8.78" of precipitation a year and 54% of it in a single three-month stretch. That climate drives 2,662 cooling and 2,206 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for El Paso County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in El Paso County

Full El Paso County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in Clint?

A $181,000 home in Clint, Texas costs approximately $1,712 per month with 20% down at 6.66%. That is $931 principal and interest, $295 property tax, $120 homeowners insurance, $216 utilities and $151 set aside for maintenance.

What is the property tax rate in Clint?

Clint has an effective property tax rate of 1.955%, based on a median home value of $181,300 and median real estate taxes of $3,545. That is lower than the El Paso County average of 2.086%.

What is the average home price in Clint?

The median owner-occupied home value in Clint, Texas is $181,300, against $167,300 across El Paso County.

Is it cheaper to rent or buy in Clint?

Median gross rent in Clint is $1,069 a month, against $1,712 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Clint — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology