Total monthly cost of ownership
Cost to Own a Home in San Elizario, Texas
A $107,000 home here costs
$1,074per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $550. The real number is $523 higher every month — 95% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
San Elizario against El Paso County and Texas
| Measure | San Elizario | El Paso County |
|---|---|---|
| Median home value | $106,500 | $167,300 |
| Median property tax | $1,764 | $3,490 |
| Effective tax rate | 1.656% | 2.086% |
| Median gross rent | $874 | $1,045 |
| Population | 10,123 | 866,275 |
The weather behind that power bill
San Elizario sits in El Paso County, which averages a high of 97.1°F in its hottest month and a low of 34.4°F in its coldest, with 8.78" of precipitation a year and 54% of it in a single three-month stretch. That climate drives 2,662 cooling and 2,206 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for El Paso County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in El Paso County
Common questions
How much does it cost to own a home in San Elizario?
A $107,000 home in San Elizario, Texas costs approximately $1,074 per month with 20% down at 6.66%. That is $550 principal and interest, $148 property tax, $71 homeowners insurance, $216 utilities and $89 set aside for maintenance.
What is the property tax rate in San Elizario?
San Elizario has an effective property tax rate of 1.656%, based on a median home value of $106,500 and median real estate taxes of $1,764. That is lower than the El Paso County average of 2.086%.
What is the average home price in San Elizario?
The median owner-occupied home value in San Elizario, Texas is $106,500, against $167,300 across El Paso County.
Is it cheaper to rent or buy in San Elizario?
Median gross rent in San Elizario is $874 a month, against $1,074 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for San Elizario — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.