Cost to Own
United StatesPennsylvaniaDelaware CountyBroomall Population 10,684 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Broomall, Pennsylvania

A $452,000 home here costs

$3,544

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,324. The real number is $1,220 higher every month — 53% more than the payment most buyers budget for.

Broomall median: $452,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $361,600 borrowed $2,324
Property tax1.143% effective rate for Broomall itself $431
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $151
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $377
Total monthly $3,544

Broomall against Delaware County and Pennsylvania

MeasureBroomallDelaware County
Median home value$452,300$302,400
Median property tax$5,169$6,001
Effective tax rate1.143%1.984%
Median gross rent$1,784$1,315
Population10,684576,195

The weather behind that power bill

Broomall sits in Delaware County, which averages a high of 87.8°F in its hottest month and a low of 26.0°F in its coldest, with 44.11" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,358 cooling and 4,510 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Delaware County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Delaware County

Full Delaware County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Broomall?

A $452,000 home in Broomall, Pennsylvania costs approximately $3,544 per month with 20% down at 6.66%. That is $2,324 principal and interest, $431 property tax, $151 homeowners insurance, $262 utilities and $377 set aside for maintenance.

What is the property tax rate in Broomall?

Broomall has an effective property tax rate of 1.143%, based on a median home value of $452,300 and median real estate taxes of $5,169. That is lower than the Delaware County average of 1.984%.

What is the average home price in Broomall?

The median owner-occupied home value in Broomall, Pennsylvania is $452,300, against $302,400 across Delaware County.

Is it cheaper to rent or buy in Broomall?

Median gross rent in Broomall is $1,784 a month, against $3,544 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Broomall — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology