Cost to Own
United StatesOhioTrumbull CountyBrookfield Center Population 1,225 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Brookfield Center, Ohio

A $197,000 home here costs

$1,687

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,013. The real number is $674 higher every month — 67% more than the payment most buyers budget for.

Brookfield Center median: $196,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $157,600 borrowed $1,013
Property tax1.175% effective rate for Brookfield Center itself $193
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $73
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $164
Total monthly $1,687

Brookfield Center against Trumbull County and Ohio

MeasureBrookfield CenterTrumbull County
Median home value$196,900$128,100
Median property tax$2,313$1,806
Effective tax rate1.175%1.410%
Median gross rent$732$783
Population1,225201,367

The weather behind that power bill

Brookfield Center sits in Trumbull County, which averages a high of 82.1°F in its hottest month and a low of 17.6°F in its coldest, with 42.67" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 556 cooling and 6,282 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Trumbull County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Trumbull County

Full Trumbull County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Brookfield Center?

A $197,000 home in Brookfield Center, Ohio costs approximately $1,687 per month with 20% down at 6.66%. That is $1,013 principal and interest, $193 property tax, $73 homeowners insurance, $243 utilities and $164 set aside for maintenance.

What is the property tax rate in Brookfield Center?

Brookfield Center has an effective property tax rate of 1.175%, based on a median home value of $196,900 and median real estate taxes of $2,313. That is lower than the Trumbull County average of 1.410%.

What is the average home price in Brookfield Center?

The median owner-occupied home value in Brookfield Center, Ohio is $196,900, against $128,100 across Trumbull County.

Is it cheaper to rent or buy in Brookfield Center?

Median gross rent in Brookfield Center is $732 a month, against $1,687 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Brookfield Center — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology