Total monthly cost of ownership
Cost to Own a Home in Bristol, New Hampshire
A $193,000 home here costs
$1,828per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $992. The real number is $836 higher every month — 84% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bristol against Grafton County and New Hampshire
| Measure | Bristol | Grafton County |
|---|---|---|
| Median home value | $192,900 | $298,500 |
| Median property tax | $3,759 | $5,624 |
| Effective tax rate | 1.949% | 1.884% |
| Median gross rent | $1,270 | $1,292 |
| Population | 2,157 | 91,759 |
The weather behind that power bill
Bristol sits in Grafton County, which averages a high of 82.0°F in its hottest month and a low of 7.0°F in its coldest, with 42.9" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 333 cooling and 7,847 heating degree days, which is what sets the $246 electricity line above.
See the full climate breakdown for Grafton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Grafton County
Full Grafton County cost breakdown · Every county in New Hampshire
Common questions
How much does it cost to own a home in Bristol?
A $193,000 home in Bristol, New Hampshire costs approximately $1,828 per month with 20% down at 6.66%. That is $992 principal and interest, $313 property tax, $48 homeowners insurance, $314 utilities and $161 set aside for maintenance.
What is the property tax rate in Bristol?
Bristol has an effective property tax rate of 1.949%, based on a median home value of $192,900 and median real estate taxes of $3,759. That is higher than the Grafton County average of 1.884%.
What is the average home price in Bristol?
The median owner-occupied home value in Bristol, New Hampshire is $192,900, against $298,500 across Grafton County.
Is it cheaper to rent or buy in Bristol?
Median gross rent in Bristol is $1,270 a month, against $1,828 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bristol — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for New Hampshire.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.