Total monthly cost of ownership
Cost to Own a Home in Brewster, Washington
A $238,000 home here costs
$1,834per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,224. The real number is $610 higher every month — 50% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brewster against Okanogan County and Washington
| Measure | Brewster | Okanogan County |
|---|---|---|
| Median home value | $237,800 | $284,200 |
| Median property tax | $2,089 | $2,194 |
| Effective tax rate | 0.878% | 0.772% |
| Median gross rent | $1,036 | $868 |
| Population | 1,737 | 42,811 |
The weather behind that power bill
Brewster sits in Okanogan County, which averages a high of 89.4°F in its hottest month and a low of 23.3°F in its coldest, with 11.6" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 703 cooling and 6,177 heating degree days, which is what sets the $134 electricity line above.
See the full climate breakdown for Okanogan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Okanogan County
Full Okanogan County cost breakdown · Every county in Washington
Common questions
How much does it cost to own a home in Brewster?
A $238,000 home in Brewster, Washington costs approximately $1,834 per month with 20% down at 6.66%. That is $1,224 principal and interest, $174 property tax, $35 homeowners insurance, $202 utilities and $198 set aside for maintenance.
What is the property tax rate in Brewster?
Brewster has an effective property tax rate of 0.878%, based on a median home value of $237,800 and median real estate taxes of $2,089. That is higher than the Okanogan County average of 0.772%.
What is the average home price in Brewster?
The median owner-occupied home value in Brewster, Washington is $237,800, against $284,200 across Okanogan County.
Is it cheaper to rent or buy in Brewster?
Median gross rent in Brewster is $1,036 a month, against $1,834 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brewster — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Washington.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.