Total monthly cost of ownership
Cost to Own a Home in Brewerton, New York
A $188,000 home here costs
$1,877per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $967. The real number is $910 higher every month — 94% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brewerton against Onondaga County and New York
| Measure | Brewerton | Onondaga County |
|---|---|---|
| Median home value | $188,400 | $185,300 |
| Median property tax | $4,512 | $4,805 |
| Effective tax rate | 2.395% | 2.593% |
| Median gross rent | — | $1,067 |
| Population | 4,466 | 471,611 |
Brewerton extends across 2 counties. Figures here use Onondaga County, where most of its housing sits.
The weather behind that power bill
Brewerton sits in Onondaga County, which averages a high of 81.7°F in its hottest month and a low of 16.5°F in its coldest, with 39.88" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 619 cooling and 6,588 heating degree days, which is what sets the $269 electricity line above.
See the full climate breakdown for Onondaga County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Onondaga County
Full Onondaga County cost breakdown · Every county in New York
Common questions
How much does it cost to own a home in Brewerton?
A $188,000 home in Brewerton, New York costs approximately $1,877 per month with 20% down at 6.66%. That is $967 principal and interest, $375 property tax, $41 homeowners insurance, $337 utilities and $157 set aside for maintenance.
What is the property tax rate in Brewerton?
Brewerton has an effective property tax rate of 2.395%, based on a median home value of $188,400 and median real estate taxes of $4,512. That is lower than the Onondaga County average of 2.593%.
What is the average home price in Brewerton?
The median owner-occupied home value in Brewerton, New York is $188,400, against $185,300 across Onondaga County.
Is it cheaper to rent or buy in Brewerton?
Rent data is not published for Brewerton at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brewerton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for New York.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.