Total monthly cost of ownership
Cost to Own a Home in Brent, Florida
A $121,000 home here costs
$1,062per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $622. The real number is $440 higher every month — 71% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brent against Escambia County and Florida
| Measure | Brent | Escambia County |
|---|---|---|
| Median home value | $121,100 | $234,200 |
| Median property tax | $745 | $1,406 |
| Effective tax rate | 0.615% | 0.600% |
| Median gross rent | $1,074 | $1,234 |
| Population | 23,441 | 323,275 |
The weather behind that power bill
Brent sits in Escambia County, which averages a high of 91.6°F in its hottest month and a low of 43.7°F in its coldest, with 68.31" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,943 cooling and 1,304 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Escambia County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Escambia County
Full Escambia County cost breakdown · Every county in Florida
Common questions
How much does it cost to own a home in Brent?
A $121,000 home in Brent, Florida costs approximately $1,062 per month with 20% down at 6.66%. That is $622 principal and interest, $62 property tax, $73 homeowners insurance, $204 utilities and $101 set aside for maintenance.
What is the property tax rate in Brent?
Brent has an effective property tax rate of 0.615%, based on a median home value of $121,100 and median real estate taxes of $745. That is higher than the Escambia County average of 0.600%.
What is the average home price in Brent?
The median owner-occupied home value in Brent, Florida is $121,100, against $234,200 across Escambia County.
Is it cheaper to rent or buy in Brent?
Median gross rent in Brent is $1,074 a month, against $1,062 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brent — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.