Total monthly cost of ownership
Cost to Own a Home in Bellview, Florida
A $186,000 home here costs
$1,532per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $956. The real number is $576 higher every month — 60% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bellview against Escambia County and Florida
| Measure | Bellview | Escambia County |
|---|---|---|
| Median home value | $185,600 | $234,200 |
| Median property tax | $1,245 | $1,406 |
| Effective tax rate | 0.671% | 0.600% |
| Median gross rent | $1,237 | $1,234 |
| Population | 25,051 | 323,275 |
The weather behind that power bill
Bellview sits in Escambia County, which averages a high of 91.6°F in its hottest month and a low of 43.7°F in its coldest, with 68.31" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,943 cooling and 1,304 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Escambia County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Escambia County
Full Escambia County cost breakdown · Every county in Florida
Common questions
How much does it cost to own a home in Bellview?
A $186,000 home in Bellview, Florida costs approximately $1,532 per month with 20% down at 6.66%. That is $956 principal and interest, $104 property tax, $112 homeowners insurance, $204 utilities and $155 set aside for maintenance.
What is the property tax rate in Bellview?
Bellview has an effective property tax rate of 0.671%, based on a median home value of $185,600 and median real estate taxes of $1,245. That is higher than the Escambia County average of 0.600%.
What is the average home price in Bellview?
The median owner-occupied home value in Bellview, Florida is $185,600, against $234,200 across Escambia County.
Is it cheaper to rent or buy in Bellview?
Median gross rent in Bellview is $1,237 a month, against $1,532 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bellview — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.