Total monthly cost of ownership
Cost to Own a Home in Boulder City, Nevada
A $424,000 home here costs
$2,939per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,180. The real number is $759 higher every month — 35% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Boulder City against Clark County and Nevada
| Measure | Boulder City | Clark County |
|---|---|---|
| Median home value | $424,200 | $400,800 |
| Median property tax | $1,697 | $1,990 |
| Effective tax rate | 0.400% | 0.497% |
| Median gross rent | $1,375 | $1,518 |
| Population | 14,888 | 2,293,764 |
The weather behind that power bill
Boulder City sits in Clark County, which averages a high of 103.8°F in its hottest month and a low of 38.0°F in its coldest, with 3.99" of precipitation a year and 50% of it in a single three-month stretch. That climate drives 3,407 cooling and 1,992 heating degree days, which is what sets the $122 electricity line above.
See the full climate breakdown for Clark County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clark County
Common questions
How much does it cost to own a home in Boulder City?
A $424,000 home in Boulder City, Nevada costs approximately $2,939 per month with 20% down at 6.66%. That is $2,180 principal and interest, $141 property tax, $74 homeowners insurance, $190 utilities and $353 set aside for maintenance.
What is the property tax rate in Boulder City?
Boulder City has an effective property tax rate of 0.400%, based on a median home value of $424,200 and median real estate taxes of $1,697. That is lower than the Clark County average of 0.497%.
What is the average home price in Boulder City?
The median owner-occupied home value in Boulder City, Nevada is $424,200, against $400,800 across Clark County.
Is it cheaper to rent or buy in Boulder City?
Median gross rent in Boulder City is $1,375 a month, against $2,939 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Boulder City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Nevada.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.