Cost to Own
United StatesPennsylvaniaDelaware CountyBoothwyn Population 5,129 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Boothwyn, Pennsylvania

A $253,000 home here costs

$2,323

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,301. The real number is $1,022 higher every month — 79% more than the payment most buyers budget for.

Boothwyn median: $252,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $202,400 borrowed $1,301
Property tax2.207% effective rate for Boothwyn itself $465
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $85
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $211
Total monthly $2,323

Boothwyn against Delaware County and Pennsylvania

MeasureBoothwynDelaware County
Median home value$252,700$302,400
Median property tax$5,578$6,001
Effective tax rate2.207%1.984%
Median gross rent$1,328$1,315
Population5,129576,195

The weather behind that power bill

Boothwyn sits in Delaware County, which averages a high of 87.8°F in its hottest month and a low of 26.0°F in its coldest, with 44.11" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,358 cooling and 4,510 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Delaware County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Delaware County

Full Delaware County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Boothwyn?

A $253,000 home in Boothwyn, Pennsylvania costs approximately $2,323 per month with 20% down at 6.66%. That is $1,301 principal and interest, $465 property tax, $85 homeowners insurance, $262 utilities and $211 set aside for maintenance.

What is the property tax rate in Boothwyn?

Boothwyn has an effective property tax rate of 2.207%, based on a median home value of $252,700 and median real estate taxes of $5,578. That is higher than the Delaware County average of 1.984%.

What is the average home price in Boothwyn?

The median owner-occupied home value in Boothwyn, Pennsylvania is $252,700, against $302,400 across Delaware County.

Is it cheaper to rent or buy in Boothwyn?

Median gross rent in Boothwyn is $1,328 a month, against $2,323 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Boothwyn — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology