Total monthly cost of ownership
Cost to Own a Home in Bogart, Georgia
A $239,000 home here costs
$1,891per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,229. The real number is $663 higher every month — 54% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bogart against Clarke County and Georgia
| Measure | Bogart | Clarke County |
|---|---|---|
| Median home value | $239,400 | $271,900 |
| Median property tax | $1,795 | $2,444 |
| Effective tax rate | 0.750% | 0.899% |
| Median gross rent | $1,028 | $1,162 |
| Population | 1,298 | 129,267 |
Bogart extends across 2 counties. Figures here use Clarke County, where most of its housing sits.
The weather behind that power bill
Bogart sits in Clarke County, which averages a high of 92.0°F in its hottest month and a low of 33.8°F in its coldest, with 48.95" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,955 cooling and 2,670 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Clarke County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clarke County
Common questions
How much does it cost to own a home in Bogart?
A $239,000 home in Bogart, Georgia costs approximately $1,891 per month with 20% down at 6.66%. That is $1,229 principal and interest, $149 property tax, $104 homeowners insurance, $210 utilities and $199 set aside for maintenance.
What is the property tax rate in Bogart?
Bogart has an effective property tax rate of 0.750%, based on a median home value of $239,400 and median real estate taxes of $1,795. That is lower than the Clarke County average of 0.899%.
What is the average home price in Bogart?
The median owner-occupied home value in Bogart, Georgia is $239,400, against $271,900 across Clarke County.
Is it cheaper to rent or buy in Bogart?
Median gross rent in Bogart is $1,028 a month, against $1,891 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bogart — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.