Total monthly cost of ownership
Cost to Own a Home in Blythewood, South Carolina
A $368,000 home here costs
$2,999per month, all in, with 20% down at today's 7.32% 30-year fixed rate. By the 28% rule that takes a household income of about $128,500 a year.
A standard mortgage calculator would have told you $2,022. The real number is $977 higher every month, 48% more than the payment most buyers budget for.
Compare Richland County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Blythewood against Richland County and South Carolina
| Measure | Blythewood | Richland County |
|---|---|---|
| Median home value | $368,300 | $224,200 |
| Median property tax | $3,154 | $1,569 |
| Effective tax rate | 0.856% | 0.700% |
| Median gross rent | $1,083 | $1,185 |
| Population | 5,309 | 418,725 |
Blythewood extends across 2 counties. Figures here use Richland County, where most of its housing sits.
The weather behind that power bill
Blythewood sits in Richland County, which averages a high of 93.2°F in its hottest month and a low of 37.0°F in its coldest, with 43.68" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,418 cooling and 2,210 heating degree days, which is what sets the $162 electricity line above.
See the full climate breakdown for Richland County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Richland County
Full Richland County cost breakdown · Every county in South Carolina
Talk to someone who works this market
These are Blythewood averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Blythewood every week. Free, no obligation, and we never sell your details to a list.
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Common questions
How much does it cost to own a home in Blythewood?
A $368,000 home in Blythewood, South Carolina costs approximately $2,999 per month with 20% down at 7.32%. That is $2,022 principal and interest, $263 property tax, $177 homeowners insurance, $230 utilities and $307 set aside for maintenance.
What is the property tax rate in Blythewood?
Blythewood has an effective property tax rate of 0.856%, based on a median home value of $368,300 and median real estate taxes of $3,154. That is higher than the Richland County average of 0.700%.
What is the average home price in Blythewood?
The median owner-occupied home value in Blythewood, South Carolina is $368,300, against $224,200 across Richland County.
Is it cheaper to rent or buy in Blythewood?
Median gross rent in Blythewood is $1,083 a month, against $2,999 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Blythewood?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Blythewood, South Carolina at today's rate takes a household income of roughly $128,500 a year. That covers the full $2,999 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Blythewood, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for South Carolina.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.