Total monthly cost of ownership
Cost to Own a Home in Bloomingdale, Illinois
A $363,000 home here costs
$3,283per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,866. The real number is $1,417 higher every month — 76% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bloomingdale against DuPage County and Illinois
| Measure | Bloomingdale | DuPage County |
|---|---|---|
| Median home value | $363,100 | $374,100 |
| Median property tax | $8,280 | $7,833 |
| Effective tax rate | 2.280% | 2.094% |
| Median gross rent | $1,607 | $1,628 |
| Population | 22,388 | 927,263 |
The weather behind that power bill
Bloomingdale sits in DuPage County, which averages a high of 84.4°F in its hottest month and a low of 14.7°F in its coldest, with 40.18" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 775 cooling and 6,506 heating degree days, which is what sets the $214 electricity line above.
See the full climate breakdown for DuPage County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in DuPage County
Full DuPage County cost breakdown · Every county in Illinois
Common questions
How much does it cost to own a home in Bloomingdale?
A $363,000 home in Bloomingdale, Illinois costs approximately $3,283 per month with 20% down at 6.66%. That is $1,866 principal and interest, $690 property tax, $142 homeowners insurance, $282 utilities and $303 set aside for maintenance.
What is the property tax rate in Bloomingdale?
Bloomingdale has an effective property tax rate of 2.280%, based on a median home value of $363,100 and median real estate taxes of $8,280. That is higher than the DuPage County average of 2.094%.
What is the average home price in Bloomingdale?
The median owner-occupied home value in Bloomingdale, Illinois is $363,100, against $374,100 across DuPage County.
Is it cheaper to rent or buy in Bloomingdale?
Median gross rent in Bloomingdale is $1,607 a month, against $3,283 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bloomingdale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Illinois.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.