Total monthly cost of ownership
Cost to Own a Home in Bevil Oaks, Texas
A $216,000 home here costs
$1,984per month, all in, with 20% down at today's 7.40% 30-year fixed rate. By the 28% rule that takes a household income of about $85,000 a year.
A standard mortgage calculator would have told you $1,196. The real number is $787 higher every month, 66% more than the payment most buyers budget for.
Compare Jefferson County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Bevil Oaks from a five-year rolling sample, and with about 1,308 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Jefferson County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bevil Oaks against Jefferson County and Texas
| Measure | Bevil Oaks | Jefferson County |
|---|---|---|
| Median home value | $216,400 | $159,600 |
| Median property tax | $2,675 | $2,513 |
| Effective tax rate | 1.236% | 1.575% |
| Median gross rent | $2,594 | $1,079 |
| Population | 1,308 | 253,939 |
The weather behind that power bill
Bevil Oaks sits in Jefferson County, which averages a high of 93.1°F in its hottest month and a low of 43.8°F in its coldest, with 62.13" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 3,075 cooling and 1,262 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for Jefferson County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jefferson County
Full Jefferson County cost breakdown · Every county in Texas
Talk to someone who works this market
These are Bevil Oaks averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Bevil Oaks every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Bevil Oaks I already own here and may sell
Common questions
How much does it cost to own a home in Bevil Oaks?
A $216,000 home in Bevil Oaks, Texas costs approximately $1,984 per month with 20% down at 7.4%. That is $1,196 principal and interest, $222 property tax, $143 homeowners insurance, $242 utilities and $180 set aside for maintenance.
What is the property tax rate in Bevil Oaks?
Bevil Oaks has an effective property tax rate of 1.236%, based on a median home value of $216,400 and median real estate taxes of $2,675. That is lower than the Jefferson County average of 1.575%.
What is the average home price in Bevil Oaks?
The median owner-occupied home value in Bevil Oaks, Texas is $216,400, against $159,600 across Jefferson County.
Is it cheaper to rent or buy in Bevil Oaks?
Median gross rent in Bevil Oaks is $2,594 a month, against $1,984 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Bevil Oaks?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Bevil Oaks, Texas at today's rate takes a household income of roughly $85,000 a year. That covers the full $1,984 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bevil Oaks, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Texas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.