Total monthly cost of ownership
Cost to Own a Home in Bevil Oaks, Texas
A $216,000 home here costs
$1,872per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,110. The real number is $761 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bevil Oaks against Jefferson County and Texas
| Measure | Bevil Oaks | Jefferson County |
|---|---|---|
| Median home value | $216,400 | $159,600 |
| Median property tax | $2,675 | $2,513 |
| Effective tax rate | 1.236% | 1.575% |
| Median gross rent | $2,594 | $1,079 |
| Population | 1,308 | 253,939 |
The weather behind that power bill
Bevil Oaks sits in Jefferson County, which averages a high of 93.1°F in its hottest month and a low of 43.8°F in its coldest, with 62.13" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 3,075 cooling and 1,262 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Jefferson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jefferson County
Full Jefferson County cost breakdown · Every county in Texas
Common questions
How much does it cost to own a home in Bevil Oaks?
A $216,000 home in Bevil Oaks, Texas costs approximately $1,872 per month with 20% down at 6.66%. That is $1,110 principal and interest, $222 property tax, $143 homeowners insurance, $216 utilities and $180 set aside for maintenance.
What is the property tax rate in Bevil Oaks?
Bevil Oaks has an effective property tax rate of 1.236%, based on a median home value of $216,400 and median real estate taxes of $2,675. That is lower than the Jefferson County average of 1.575%.
What is the average home price in Bevil Oaks?
The median owner-occupied home value in Bevil Oaks, Texas is $216,400, against $159,600 across Jefferson County.
Is it cheaper to rent or buy in Bevil Oaks?
Median gross rent in Bevil Oaks is $2,594 a month, against $1,872 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bevil Oaks — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.