Cost to Own
United States › Texas › Jefferson County › Beauxart Gardens Population 1,073 Data vintage ACS 2023 5-Year Rates updated 2026-10-15
Before you budget for Beauxart Gardens FEMA rates natural hazard risk in Jefferson County Relatively High, with lightning its highest-ranked hazard against other US counties. It shapes what insurers charge here. See what threatens homes in this county

Total monthly cost of ownership

Cost to Own a Home in Beauxart Gardens, Texas

A $159,000 home here costs

$1,542

per month, all in, with 20% down at today's 7.40% 30-year fixed rate. By the 28% rule that takes a household income of about $66,000 a year.

P&I 57%Tax 12%Insurance 7%Utilities 16%Upkeep 9%

A standard mortgage calculator would have told you $881. The real number is $661 higher every month, 75% more than the payment most buyers budget for.

Compare Jefferson County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Beauxart Gardens from a five-year rolling sample, and with about 1,073 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Jefferson County figures are drawn from a far larger sample if you want a steadier number.

Beauxart Gardens median: $158,600
Under 20% adds PMI
Freddie Mac PMMS
TX average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $127,200 borrowed $881
Property tax1.369% effective rate for Beauxart Gardens itself $181
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $105
Electricity15.88¢/kWh, Texas residential average, EIA $174
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $133
Total monthly $1,542

Beauxart Gardens against Jefferson County and Texas

MeasureBeauxart GardensJefferson County
Median home value$158,600$159,600
Median property tax$2,172$2,513
Effective tax rate1.369%1.575%
Median gross rent—$1,079
Population1,073253,939

The weather behind that power bill

Beauxart Gardens sits in Jefferson County, which averages a high of 93.1°F in its hottest month and a low of 43.8°F in its coldest, with 62.13" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 3,075 cooling and 1,262 heating degree days, which is what sets the $174 electricity line above.

See the full climate breakdown for Jefferson County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jefferson County

Full Jefferson County cost breakdown · Every county in Texas

Talk to someone who works this market

These are Beauxart Gardens averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Beauxart Gardens every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Beauxart Gardens I already own here and may sell

Common questions

How much does it cost to own a home in Beauxart Gardens?

A $159,000 home in Beauxart Gardens, Texas costs approximately $1,542 per month with 20% down at 7.4%. That is $881 principal and interest, $181 property tax, $105 homeowners insurance, $242 utilities and $133 set aside for maintenance.

What is the property tax rate in Beauxart Gardens?

Beauxart Gardens has an effective property tax rate of 1.369%, based on a median home value of $158,600 and median real estate taxes of $2,172. That is lower than the Jefferson County average of 1.575%.

What is the average home price in Beauxart Gardens?

The median owner-occupied home value in Beauxart Gardens, Texas is $158,600, against $159,600 across Jefferson County.

Is it cheaper to rent or buy in Beauxart Gardens?

Rent data is not published for Beauxart Gardens at this level of detail.

What salary do you need to buy a home in Beauxart Gardens?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Beauxart Gardens, Texas at today's rate takes a household income of roughly $66,000 a year. That covers the full $1,542 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Beauxart Gardens, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Texas.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology