Total monthly cost of ownership
Cost to Own a Home in Benbrook, Texas
A $278,000 home here costs
$2,467per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,429. The real number is $1,038 higher every month — 73% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Benbrook against Tarrant County and Texas
| Measure | Benbrook | Tarrant County |
|---|---|---|
| Median home value | $278,200 | $294,100 |
| Median property tax | $4,878 | $5,211 |
| Effective tax rate | 1.753% | 1.772% |
| Median gross rent | $1,457 | $1,447 |
| Population | 24,430 | 2,135,743 |
The weather behind that power bill
Benbrook sits in Tarrant County, which averages a high of 97.1°F in its hottest month and a low of 37.9°F in its coldest, with 38.32" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 3,125 cooling and 1,992 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Tarrant County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Tarrant County
Common questions
How much does it cost to own a home in Benbrook?
A $278,000 home in Benbrook, Texas costs approximately $2,467 per month with 20% down at 6.66%. That is $1,429 principal and interest, $406 property tax, $184 homeowners insurance, $216 utilities and $232 set aside for maintenance.
What is the property tax rate in Benbrook?
Benbrook has an effective property tax rate of 1.753%, based on a median home value of $278,200 and median real estate taxes of $4,878. That is lower than the Tarrant County average of 1.772%.
What is the average home price in Benbrook?
The median owner-occupied home value in Benbrook, Texas is $278,200, against $294,100 across Tarrant County.
Is it cheaper to rent or buy in Benbrook?
Median gross rent in Benbrook is $1,457 a month, against $2,467 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Benbrook — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.