Cost to Own
United StatesOklahomaOkmulgee CountyBeggs Population 1,193 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Beggs, Oklahoma

A $111,000 home here costs

$1,019

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $571. The real number is $449 higher every month — 79% more than the payment most buyers budget for.

Beggs median: $110,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $88,800 borrowed $571
Property tax0.653% effective rate for Beggs itself $60
Homeowners insuranceOklahoma averages $2,155/yr (NAIC), or 1.163% of home value $108
Electricity13.38¢/kWh — Oklahoma residential average, EIA $120
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $93
Total monthly $1,019

Beggs against Okmulgee County and Oklahoma

MeasureBeggsOkmulgee County
Median home value$110,500$114,600
Median property tax$722$788
Effective tax rate0.653%0.688%
Median gross rent$645$811
Population1,19336,922

The weather behind that power bill

Beggs sits in Okmulgee County, which averages a high of 94.0°F in its hottest month and a low of 28.1°F in its coldest, with 42.09" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,146 cooling and 3,374 heating degree days, which is what sets the $120 electricity line above.

See the full climate breakdown for Okmulgee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Okmulgee County

Full Okmulgee County cost breakdown · Every county in Oklahoma

Common questions

How much does it cost to own a home in Beggs?

A $111,000 home in Beggs, Oklahoma costs approximately $1,019 per month with 20% down at 6.66%. That is $571 principal and interest, $60 property tax, $108 homeowners insurance, $188 utilities and $93 set aside for maintenance.

What is the property tax rate in Beggs?

Beggs has an effective property tax rate of 0.653%, based on a median home value of $110,500 and median real estate taxes of $722. That is lower than the Okmulgee County average of 0.688%.

What is the average home price in Beggs?

The median owner-occupied home value in Beggs, Oklahoma is $110,500, against $114,600 across Okmulgee County.

Is it cheaper to rent or buy in Beggs?

Median gross rent in Beggs is $645 a month, against $1,019 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Beggs — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Oklahoma.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology