Total monthly cost of ownership
Cost to Own a Home in Beckemeyer, Illinois
A $113,000 home here costs
$1,172per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $581. The real number is $591 higher every month — 102% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Beckemeyer against Clinton County and Illinois
| Measure | Beckemeyer | Clinton County |
|---|---|---|
| Median home value | $112,500 | $180,500 |
| Median property tax | $2,029 | $3,356 |
| Effective tax rate | 1.804% | 1.859% |
| Median gross rent | $942 | $934 |
| Population | 1,024 | 36,899 |
The weather behind that power bill
Beckemeyer sits in Clinton County, which averages a high of 88.3°F in its hottest month and a low of 21.5°F in its coldest, with 45.86" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,438 cooling and 4,780 heating degree days, which is what sets the $214 electricity line above.
See the full climate breakdown for Clinton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clinton County
Full Clinton County cost breakdown · Every county in Illinois
Common questions
How much does it cost to own a home in Beckemeyer?
A $113,000 home in Beckemeyer, Illinois costs approximately $1,172 per month with 20% down at 6.66%. That is $581 principal and interest, $170 property tax, $44 homeowners insurance, $282 utilities and $94 set aside for maintenance.
What is the property tax rate in Beckemeyer?
Beckemeyer has an effective property tax rate of 1.804%, based on a median home value of $112,500 and median real estate taxes of $2,029. That is lower than the Clinton County average of 1.859%.
What is the average home price in Beckemeyer?
The median owner-occupied home value in Beckemeyer, Illinois is $112,500, against $180,500 across Clinton County.
Is it cheaper to rent or buy in Beckemeyer?
Median gross rent in Beckemeyer is $942 a month, against $1,172 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Beckemeyer — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Illinois.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.