Cost to Own
United StatesPennsylvaniaErie CountyAvonia Population 1,571 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Avonia, Pennsylvania

A $235,000 home here costs

$1,996

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,208. The real number is $788 higher every month — 65% more than the payment most buyers budget for.

Avonia median: $234,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $188,000 borrowed $1,208
Property tax1.287% effective rate for Avonia itself $252
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $79
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $196
Total monthly $1,996

Avonia against Erie County and Pennsylvania

MeasureAvoniaErie County
Median home value$234,800$169,500
Median property tax$3,022$2,754
Effective tax rate1.287%1.625%
Median gross rent$876
Population1,571269,544

The weather behind that power bill

Avonia sits in Erie County, which averages a high of 81.1°F in its hottest month and a low of 21.3°F in its coldest, with 42.98" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 752 cooling and 5,905 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Erie County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Erie County

Full Erie County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Avonia?

A $235,000 home in Avonia, Pennsylvania costs approximately $1,996 per month with 20% down at 6.66%. That is $1,208 principal and interest, $252 property tax, $79 homeowners insurance, $262 utilities and $196 set aside for maintenance.

What is the property tax rate in Avonia?

Avonia has an effective property tax rate of 1.287%, based on a median home value of $234,800 and median real estate taxes of $3,022. That is lower than the Erie County average of 1.625%.

What is the average home price in Avonia?

The median owner-occupied home value in Avonia, Pennsylvania is $234,800, against $169,500 across Erie County.

Is it cheaper to rent or buy in Avonia?

Rent data is not published for Avonia at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Avonia — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology