Cost to Own
United StatesPennsylvaniaErie CountyWesleyville Population 3,189 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Wesleyville, Pennsylvania

A $101,000 home here costs

$1,080

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $519. The real number is $561 higher every month — 108% more than the payment most buyers budget for.

Wesleyville median: $100,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $80,800 borrowed $519
Property tax2.156% effective rate for Wesleyville itself $181
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $34
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $84
Total monthly $1,080

Wesleyville against Erie County and Pennsylvania

MeasureWesleyvilleErie County
Median home value$100,700$169,500
Median property tax$2,171$2,754
Effective tax rate2.156%1.625%
Median gross rent$798$876
Population3,189269,544

The weather behind that power bill

Wesleyville sits in Erie County, which averages a high of 81.1°F in its hottest month and a low of 21.3°F in its coldest, with 42.98" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 752 cooling and 5,905 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Erie County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Erie County

Full Erie County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Wesleyville?

A $101,000 home in Wesleyville, Pennsylvania costs approximately $1,080 per month with 20% down at 6.66%. That is $519 principal and interest, $181 property tax, $34 homeowners insurance, $262 utilities and $84 set aside for maintenance.

What is the property tax rate in Wesleyville?

Wesleyville has an effective property tax rate of 2.156%, based on a median home value of $100,700 and median real estate taxes of $2,171. That is higher than the Erie County average of 1.625%.

What is the average home price in Wesleyville?

The median owner-occupied home value in Wesleyville, Pennsylvania is $100,700, against $169,500 across Erie County.

Is it cheaper to rent or buy in Wesleyville?

Median gross rent in Wesleyville is $798 a month, against $1,080 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Wesleyville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology