Cost to Own
United StatesPennsylvaniaLebanon CountyAvon Population 1,532 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Avon, Pennsylvania

A $198,000 home here costs

$1,752

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,018. The real number is $734 higher every month — 72% more than the payment most buyers budget for.

Avon median: $198,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $158,400 borrowed $1,018
Property tax1.459% effective rate for Avon itself $241
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $66
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $165
Total monthly $1,752

Avon against Lebanon County and Pennsylvania

MeasureAvonLebanon County
Median home value$198,200$227,300
Median property tax$2,891$3,180
Effective tax rate1.459%1.399%
Median gross rent$700$1,087
Population1,532143,592

The weather behind that power bill

Avon sits in Lebanon County, which averages a high of 84.4°F in its hottest month and a low of 22.0°F in its coldest, with 46.4" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 856 cooling and 5,456 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Lebanon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lebanon County

Full Lebanon County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Avon?

A $198,000 home in Avon, Pennsylvania costs approximately $1,752 per month with 20% down at 6.66%. That is $1,018 principal and interest, $241 property tax, $66 homeowners insurance, $262 utilities and $165 set aside for maintenance.

What is the property tax rate in Avon?

Avon has an effective property tax rate of 1.459%, based on a median home value of $198,200 and median real estate taxes of $2,891. That is higher than the Lebanon County average of 1.399%.

What is the average home price in Avon?

The median owner-occupied home value in Avon, Pennsylvania is $198,200, against $227,300 across Lebanon County.

Is it cheaper to rent or buy in Avon?

Median gross rent in Avon is $700 a month, against $1,752 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Avon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology