Total monthly cost of ownership
Cost to Own a Home in Athens, Wisconsin
A $168,000 home here costs
$1,497per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $864. The real number is $633 higher every month — 73% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Athens against Marathon County and Wisconsin
| Measure | Athens | Marathon County |
|---|---|---|
| Median home value | $168,100 | $205,500 |
| Median property tax | $2,456 | $3,108 |
| Effective tax rate | 1.461% | 1.512% |
| Median gross rent | $686 | $950 |
| Population | 1,005 | 138,067 |
The weather behind that power bill
Athens sits in Marathon County, which averages a high of 80.3°F in its hottest month and a low of 6.7°F in its coldest, with 33.91" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 422 cooling and 8,174 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Marathon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Marathon County
Full Marathon County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Athens?
A $168,000 home in Athens, Wisconsin costs approximately $1,497 per month with 20% down at 6.66%. That is $864 principal and interest, $205 property tax, $43 homeowners insurance, $245 utilities and $140 set aside for maintenance.
What is the property tax rate in Athens?
Athens has an effective property tax rate of 1.461%, based on a median home value of $168,100 and median real estate taxes of $2,456. That is lower than the Marathon County average of 1.512%.
What is the average home price in Athens?
The median owner-occupied home value in Athens, Wisconsin is $168,100, against $205,500 across Marathon County.
Is it cheaper to rent or buy in Athens?
Median gross rent in Athens is $686 a month, against $1,497 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Athens — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.