Total monthly cost of ownership
Cost to Own a Home in Ak-Chin Village, Arizona
A $144,000 home here costs
$1,227per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $52,500 a year.
A standard mortgage calculator would have told you $785. The real number is $442 higher every month, 56% more than the payment most buyers budget for.
Compare Pinal County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Ak-Chin Village from a five-year rolling sample, and with about 1,133 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Pinal County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ak-Chin Village against Pinal County and Arizona
| Measure | Ak-Chin Village | Pinal County |
|---|---|---|
| Median home value | $143,800 | $312,100 |
| Median property tax | — | $1,615 |
| Effective tax rate | 0.517% | 0.517% |
| Median gross rent | — | $1,417 |
| Population | 1,133 | 449,219 |
The weather behind that power bill
Ak-Chin Village sits in Pinal County, which averages a high of 104.9°F in its hottest month and a low of 41.3°F in its coldest, with 8.64" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 3,877 cooling and 1,157 heating degree days, which is what sets the $162 electricity line above.
See the full climate breakdown for Pinal County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pinal County
Talk to someone who works this market
These are Ak-Chin Village averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Ak-Chin Village every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Ak-Chin Village I already own here and may sell
Common questions
How much does it cost to own a home in Ak-Chin Village?
A $144,000 home in Ak-Chin Village, Arizona costs approximately $1,227 per month with 20% down at 7.24%. That is $785 principal and interest, $62 property tax, $30 homeowners insurance, $230 utilities and $120 set aside for maintenance.
What is the property tax rate in Ak-Chin Village?
Place-level tax data is not published for Ak-Chin Village, so the Pinal County rate of 0.517% applies here.
What is the average home price in Ak-Chin Village?
The median owner-occupied home value in Ak-Chin Village, Arizona is $143,800, against $312,100 across Pinal County.
Is it cheaper to rent or buy in Ak-Chin Village?
Rent data is not published for Ak-Chin Village at this level of detail.
What salary do you need to buy a home in Ak-Chin Village?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Ak-Chin Village, Arizona at today's rate takes a household income of roughly $52,500 a year. That covers the full $1,227 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ak-Chin Village, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Arizona.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.