Total monthly cost of ownership
Cost to Own a Home in Agua Dulce, Texas
A $111,000 home here costs
$1,142per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $571. The real number is $571 higher every month — 100% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Agua Dulce against El Paso County and Texas
| Measure | Agua Dulce | El Paso County |
|---|---|---|
| Median home value | $110,500 | $167,300 |
| Median property tax | $2,265 | $3,490 |
| Effective tax rate | 2.050% | 2.086% |
| Median gross rent | $945 | $1,045 |
| Population | 2,995 | 866,275 |
The weather behind that power bill
Agua Dulce sits in El Paso County, which averages a high of 97.1°F in its hottest month and a low of 34.4°F in its coldest, with 8.78" of precipitation a year and 54% of it in a single three-month stretch. That climate drives 2,662 cooling and 2,206 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for El Paso County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in El Paso County
Common questions
How much does it cost to own a home in Agua Dulce?
A $111,000 home in Agua Dulce, Texas costs approximately $1,142 per month with 20% down at 6.66%. That is $571 principal and interest, $190 property tax, $73 homeowners insurance, $216 utilities and $93 set aside for maintenance.
What is the property tax rate in Agua Dulce?
Agua Dulce has an effective property tax rate of 2.050%, based on a median home value of $110,500 and median real estate taxes of $2,265. That is lower than the El Paso County average of 2.086%.
What is the average home price in Agua Dulce?
The median owner-occupied home value in Agua Dulce, Texas is $110,500, against $167,300 across El Paso County.
Is it cheaper to rent or buy in Agua Dulce?
Median gross rent in Agua Dulce is $945 a month, against $1,142 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Agua Dulce — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.