Cost to Own
United States › Alabama › Exemptions Programs 2 Avg effective rate 0.339%
Money that stays yours only if you claim it Most of these take a single filing with the county assessor. Homeowners who never file simply pay the full bill, every year, forever.

Statewide relief programs

Property Tax Exemptions in Alabama

These are the major statewide programs. Counties and cities often layer their own on top, and dollar amounts change with legislation, so each entry tells you what the program is and who it is for, and the official Alabama source carries the current numbers.

What you may be able to claim

Homestead Exemption Who: Owner-occupied primary residences. Reduces the assessed value that state and county taxes apply to. Filed once with the county.
Age 65+ / Disability Exemption Who: Homeowners 65 and older or permanently disabled. Larger reduction; owners over 65 with income under the state limit can be exempt from all state property tax on the homestead.

Current amounts, income limits and forms: official Alabama property tax site. Filing itself happens at your county assessor's office.

Common questions

What property tax exemptions does Alabama offer?

Alabama offers 2 major statewide relief programs: Homestead Exemption; Age 65+ / Disability Exemption. Details and current amounts are on the official state site, and claims go through your county assessor.

Do property tax exemptions renew automatically?

Some do, many do not. Homestead-type filings usually persist once made, while income-tested programs typically require an annual application. The safe habit is one call to the county assessor each year.

How much can an exemption save?

It depends on the program, your home's value and the current statutory amounts, which change. On this site's data, the average Alabama homeowner pays an effective 0.339% of home value in property tax each year, any exemption comes off that bill.

Keep going

Down payment help in Alabama · Every Alabama county's full ownership cost · The state's lowest-tax counties