Total monthly cost of ownership
Cost to Own a Home in Zebulon, Georgia
A $211,000 home here costs
$1,718per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,085. The real number is $633 higher every month — 58% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Zebulon against Pike County and Georgia
| Measure | Zebulon | Pike County |
|---|---|---|
| Median home value | $210,800 | $265,700 |
| Median property tax | $1,857 | $2,456 |
| Effective tax rate | 0.881% | 0.924% |
| Median gross rent | $955 | $1,056 |
| Population | 1,711 | 19,540 |
The weather behind that power bill
Zebulon sits in Pike County, which averages a high of 91.0°F in its hottest month and a low of 34.1°F in its coldest, with 49.3" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,945 cooling and 2,587 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Pike County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pike County
No other places of this size are published in Pike County.
Common questions
How much does it cost to own a home in Zebulon?
A $211,000 home in Zebulon, Georgia costs approximately $1,718 per month with 20% down at 6.66%. That is $1,085 principal and interest, $155 property tax, $92 homeowners insurance, $210 utilities and $176 set aside for maintenance.
What is the property tax rate in Zebulon?
Zebulon has an effective property tax rate of 0.881%, based on a median home value of $210,800 and median real estate taxes of $1,857. That is lower than the Pike County average of 0.924%.
What is the average home price in Zebulon?
The median owner-occupied home value in Zebulon, Georgia is $210,800, against $265,700 across Pike County.
Is it cheaper to rent or buy in Zebulon?
Median gross rent in Zebulon is $955 a month, against $1,718 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Zebulon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.