Total monthly cost of ownership
Cost to Own a Home in Yutan, Nebraska
A $185,000 home here costs
$1,627per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $951. The real number is $676 higher every month — 71% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Yutan against Saunders County and Nebraska
| Measure | Yutan | Saunders County |
|---|---|---|
| Median home value | $184,900 | $241,100 |
| Median property tax | $2,581 | $3,247 |
| Effective tax rate | 1.396% | 1.347% |
| Median gross rent | $1,441 | $930 |
| Population | 1,535 | 22,761 |
The weather behind that power bill
Yutan sits in Saunders County, which averages a high of 89.4°F in its hottest month and a low of 14.4°F in its coldest, with 29.34" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 1,270 cooling and 5,856 heating degree days, which is what sets the $122 electricity line above.
See the full climate breakdown for Saunders County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Saunders County
Full Saunders County cost breakdown · Every county in Nebraska
Common questions
How much does it cost to own a home in Yutan?
A $185,000 home in Yutan, Nebraska costs approximately $1,627 per month with 20% down at 6.66%. That is $951 principal and interest, $215 property tax, $116 homeowners insurance, $190 utilities and $154 set aside for maintenance.
What is the property tax rate in Yutan?
Yutan has an effective property tax rate of 1.396%, based on a median home value of $184,900 and median real estate taxes of $2,581. That is higher than the Saunders County average of 1.347%.
What is the average home price in Yutan?
The median owner-occupied home value in Yutan, Nebraska is $184,900, against $241,100 across Saunders County.
Is it cheaper to rent or buy in Yutan?
Median gross rent in Yutan is $1,441 a month, against $1,627 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Yutan — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Nebraska.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.