Cost to Own
United StatesVirginiaPrince William CountyYorkshire Population 10,678 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Yorkshire, Virginia

A $424,000 home here costs

$3,194

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,180. The real number is $1,014 higher every month — 47% more than the payment most buyers budget for.

Yorkshire median: $424,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $339,200 borrowed $2,180
Property tax0.935% effective rate for Yorkshire itself $330
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $104
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $353
Total monthly $3,194

Yorkshire against Prince William County and Virginia

MeasureYorkshirePrince William County
Median home value$424,100$500,600
Median property tax$3,966$4,910
Effective tax rate0.935%0.981%
Median gross rent$1,713$2,002
Population10,678484,625

The weather behind that power bill

Yorkshire sits in Prince William County, which averages a high of 88.0°F in its hottest month and a low of 28.3°F in its coldest, with 41.03" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,512 cooling and 4,002 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Prince William County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Prince William County

Full Prince William County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Yorkshire?

A $424,000 home in Yorkshire, Virginia costs approximately $3,194 per month with 20% down at 6.66%. That is $2,180 principal and interest, $330 property tax, $104 homeowners insurance, $226 utilities and $353 set aside for maintenance.

What is the property tax rate in Yorkshire?

Yorkshire has an effective property tax rate of 0.935%, based on a median home value of $424,100 and median real estate taxes of $3,966. That is lower than the Prince William County average of 0.981%.

What is the average home price in Yorkshire?

The median owner-occupied home value in Yorkshire, Virginia is $424,100, against $500,600 across Prince William County.

Is it cheaper to rent or buy in Yorkshire?

Median gross rent in Yorkshire is $1,713 a month, against $3,194 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Yorkshire — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology