Total monthly cost of ownership
Cost to Own a Home in Yazoo City, Mississippi
A $93,000 home here costs
$964per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $478. The real number is $486 higher every month — 102% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Yazoo City against Yazoo County and Mississippi
| Measure | Yazoo City | Yazoo County |
|---|---|---|
| Median home value | $93,000 | $129,200 |
| Median property tax | $1,329 | $1,150 |
| Effective tax rate | 1.429% | 0.890% |
| Median gross rent | $823 | $804 |
| Population | 10,270 | 26,837 |
The weather behind that power bill
Yazoo City sits in Yazoo County, which averages a high of 94.9°F in its hottest month and a low of 38.6°F in its coldest, with 60.38" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,947 cooling and 1,977 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Yazoo County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Yazoo County
No other places of this size are published in Yazoo County.
Full Yazoo County cost breakdown · Every county in Mississippi
Common questions
How much does it cost to own a home in Yazoo City?
A $93,000 home in Yazoo City, Mississippi costs approximately $964 per month with 20% down at 6.66%. That is $478 principal and interest, $111 property tax, $84 homeowners insurance, $213 utilities and $78 set aside for maintenance.
What is the property tax rate in Yazoo City?
Yazoo City has an effective property tax rate of 1.429%, based on a median home value of $93,000 and median real estate taxes of $1,329. That is higher than the Yazoo County average of 0.890%.
What is the average home price in Yazoo City?
The median owner-occupied home value in Yazoo City, Mississippi is $93,000, against $129,200 across Yazoo County.
Is it cheaper to rent or buy in Yazoo City?
Median gross rent in Yazoo City is $823 a month, against $964 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Yazoo City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Mississippi.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.