Total monthly cost of ownership
Cost to Own a Home in Yates Center, Kansas
A $60,000 home here costs
$714per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $308. The real number is $406 higher every month — 132% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Yates Center against Woodson County and Kansas
| Measure | Yates Center | Woodson County |
|---|---|---|
| Median home value | $60,000 | $77,100 |
| Median property tax | $1,404 | $1,396 |
| Effective tax rate | 2.340% | 1.811% |
| Median gross rent | $590 | $597 |
| Population | 1,381 | 3,118 |
The weather behind that power bill
Yates Center sits in Woodson County, which averages a high of 89.3°F in its hottest month and a low of 20.6°F in its coldest, with 41.81" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 1,430 cooling and 4,726 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Woodson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Woodson County
No other places of this size are published in Woodson County.
Common questions
How much does it cost to own a home in Yates Center?
A $60,000 home in Yates Center, Kansas costs approximately $714 per month with 20% down at 6.66%. That is $308 principal and interest, $117 property tax, $35 homeowners insurance, $204 utilities and $50 set aside for maintenance.
What is the property tax rate in Yates Center?
Yates Center has an effective property tax rate of 2.340%, based on a median home value of $60,000 and median real estate taxes of $1,404. That is higher than the Woodson County average of 1.811%.
What is the average home price in Yates Center?
The median owner-occupied home value in Yates Center, Kansas is $60,000, against $77,100 across Woodson County.
Is it cheaper to rent or buy in Yates Center?
Median gross rent in Yates Center is $590 a month, against $714 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Yates Center — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.