Total monthly cost of ownership
Cost to Own a Home in Yalaha, Florida
A $453,000 home here costs
$3,397per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,329. The real number is $1,068 higher every month — 46% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Yalaha against Lake County and Florida
| Measure | Yalaha | Lake County |
|---|---|---|
| Median home value | $452,900 | $287,900 |
| Median property tax | $2,556 | $2,284 |
| Effective tax rate | 0.564% | 0.793% |
| Median gross rent | — | $1,468 |
| Population | 1,343 | 398,696 |
The weather behind that power bill
Yalaha sits in Lake County, which averages a high of 91.7°F in its hottest month and a low of 48.9°F in its coldest, with 43.78" of precipitation a year and 45% of it in a single three-month stretch. That climate drives 3,481 cooling and 630 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Lake County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lake County
Common questions
How much does it cost to own a home in Yalaha?
A $453,000 home in Yalaha, Florida costs approximately $3,397 per month with 20% down at 6.66%. That is $2,329 principal and interest, $213 property tax, $274 homeowners insurance, $204 utilities and $378 set aside for maintenance.
What is the property tax rate in Yalaha?
Yalaha has an effective property tax rate of 0.564%, based on a median home value of $452,900 and median real estate taxes of $2,556. That is lower than the Lake County average of 0.793%.
What is the average home price in Yalaha?
The median owner-occupied home value in Yalaha, Florida is $452,900, against $287,900 across Lake County.
Is it cheaper to rent or buy in Yalaha?
Rent data is not published for Yalaha at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Yalaha — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.