Cost to Own
United StatesPennsylvaniaMontgomery CountyWynnewood Population 2,899 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Wynnewood, Pennsylvania

A $891,000 home here costs

$6,716

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $4,581. The real number is $2,136 higher every month — 47% more than the payment most buyers budget for.

Wynnewood median: $890,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $712,800 borrowed $4,581
Property tax1.123% effective rate for Wynnewood itself $834
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $298
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $743
Total monthly $6,716

Wynnewood against Montgomery County and Pennsylvania

MeasureWynnewoodMontgomery County
Median home value$890,500$409,900
Median property tax$10,001$5,776
Effective tax rate1.123%1.409%
Median gross rent$1,938$1,612
Population2,899861,225

The weather behind that power bill

Wynnewood sits in Montgomery County, which averages a high of 86.0°F in its hottest month and a low of 20.3°F in its coldest, with 48.52" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 906 cooling and 5,475 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Montgomery County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Montgomery County

Full Montgomery County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Wynnewood?

A $891,000 home in Wynnewood, Pennsylvania costs approximately $6,716 per month with 20% down at 6.66%. That is $4,581 principal and interest, $834 property tax, $298 homeowners insurance, $262 utilities and $743 set aside for maintenance.

What is the property tax rate in Wynnewood?

Wynnewood has an effective property tax rate of 1.123%, based on a median home value of $890,500 and median real estate taxes of $10,001. That is lower than the Montgomery County average of 1.409%.

What is the average home price in Wynnewood?

The median owner-occupied home value in Wynnewood, Pennsylvania is $890,500, against $409,900 across Montgomery County.

Is it cheaper to rent or buy in Wynnewood?

Median gross rent in Wynnewood is $1,938 a month, against $6,716 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Wynnewood — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology