Cost to Own
United StatesNebraskaGage CountyWymore Population 1,287 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Wymore, Nebraska

A $58,000 home here costs

$658

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $298. The real number is $360 higher every month — 121% more than the payment most buyers budget for.

Wymore median: $57,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $46,400 borrowed $298
Property tax1.752% effective rate for Wymore itself $85
Homeowners insuranceNebraska averages $1,684/yr (NAIC), or 0.755% of home value $36
Electricity13.59¢/kWh — Nebraska residential average, EIA $122
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $48
Total monthly $658

Wymore against Gage County and Nebraska

MeasureWymoreGage County
Median home value$57,600$167,100
Median property tax$1,009$2,406
Effective tax rate1.752%1.440%
Median gross rent$673$770
Population1,28721,646

The weather behind that power bill

Wymore sits in Gage County, which averages a high of 88.4°F in its hottest month and a low of 13.5°F in its coldest, with 31.3" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 1,135 cooling and 6,062 heating degree days, which is what sets the $122 electricity line above.

See the full climate breakdown for Gage County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Gage County

Full Gage County cost breakdown · Every county in Nebraska

Common questions

How much does it cost to own a home in Wymore?

A $58,000 home in Wymore, Nebraska costs approximately $658 per month with 20% down at 6.66%. That is $298 principal and interest, $85 property tax, $36 homeowners insurance, $190 utilities and $48 set aside for maintenance.

What is the property tax rate in Wymore?

Wymore has an effective property tax rate of 1.752%, based on a median home value of $57,600 and median real estate taxes of $1,009. That is higher than the Gage County average of 1.440%.

What is the average home price in Wymore?

The median owner-occupied home value in Wymore, Nebraska is $57,600, against $167,100 across Gage County.

Is it cheaper to rent or buy in Wymore?

Median gross rent in Wymore is $673 a month, against $658 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Wymore — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Nebraska.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology