Total monthly cost of ownership
Cost to Own a Home in Wrightsville, Georgia
A $79,000 home here costs
$772per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $406. The real number is $366 higher every month — 90% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Wrightsville against Johnson County and Georgia
| Measure | Wrightsville | Johnson County |
|---|---|---|
| Median home value | $78,600 | $91,200 |
| Median property tax | $663 | $837 |
| Effective tax rate | 0.844% | 0.918% |
| Median gross rent | $631 | $661 |
| Population | 3,479 | 9,192 |
The weather behind that power bill
Wrightsville sits in Johnson County, which averages a high of 92.7°F in its hottest month and a low of 34.7°F in its coldest, with 48.97" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,081 cooling and 2,430 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Johnson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Johnson County
No other places of this size are published in Johnson County.
Full Johnson County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Wrightsville?
A $79,000 home in Wrightsville, Georgia costs approximately $772 per month with 20% down at 6.66%. That is $406 principal and interest, $56 property tax, $34 homeowners insurance, $210 utilities and $66 set aside for maintenance.
What is the property tax rate in Wrightsville?
Wrightsville has an effective property tax rate of 0.844%, based on a median home value of $78,600 and median real estate taxes of $663. That is lower than the Johnson County average of 0.918%.
What is the average home price in Wrightsville?
The median owner-occupied home value in Wrightsville, Georgia is $78,600, against $91,200 across Johnson County.
Is it cheaper to rent or buy in Wrightsville?
Median gross rent in Wrightsville is $631 a month, against $772 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Wrightsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.