Cost to Own
United StatesNorth CarolinaNew Hanover CountyWrightsboro Population 5,434 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Wrightsboro, North Carolina

A $221,000 home here costs

$1,694

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,136. The real number is $558 higher every month — 49% more than the payment most buyers budget for.

Wrightsboro median: $220,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $176,800 borrowed $1,136
Property tax0.488% effective rate for Wrightsboro itself $90
Homeowners insuranceNorth Carolina averages $1,192/yr (NAIC), or 0.435% of home value $80
Electricity15.09¢/kWh — North Carolina residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $184
Total monthly $1,694

Wrightsboro against New Hanover County and North Carolina

MeasureWrightsboroNew Hanover County
Median home value$220,700$353,700
Median property tax$1,077$2,075
Effective tax rate0.488%0.587%
Median gross rent$1,072$1,343
Population5,434231,214

The weather behind that power bill

Wrightsboro sits in New Hanover County, which averages a high of 90.1°F in its hottest month and a low of 36.1°F in its coldest, with 65.09" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 2,131 cooling and 2,431 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for New Hanover County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in New Hanover County

Full New Hanover County cost breakdown · Every county in North Carolina

Common questions

How much does it cost to own a home in Wrightsboro?

A $221,000 home in Wrightsboro, North Carolina costs approximately $1,694 per month with 20% down at 6.66%. That is $1,136 principal and interest, $90 property tax, $80 homeowners insurance, $204 utilities and $184 set aside for maintenance.

What is the property tax rate in Wrightsboro?

Wrightsboro has an effective property tax rate of 0.488%, based on a median home value of $220,700 and median real estate taxes of $1,077. That is lower than the New Hanover County average of 0.587%.

What is the average home price in Wrightsboro?

The median owner-occupied home value in Wrightsboro, North Carolina is $220,700, against $353,700 across New Hanover County.

Is it cheaper to rent or buy in Wrightsboro?

Median gross rent in Wrightsboro is $1,072 a month, against $1,694 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Wrightsboro — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for North Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology