Cost to Own
United StatesWyomingCampbell CountyWright Population 1,400 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Wright, Wyoming

A $219,000 home here costs

$1,694

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,126. The real number is $568 higher every month — 50% more than the payment most buyers budget for.

Wright median: $218,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $175,200 borrowed $1,126
Property tax0.578% effective rate for Wright itself $105
Homeowners insuranceWyoming averages $1,432/yr (NAIC), or 0.435% of home value $79
Electricity14.8¢/kWh — Wyoming residential average, EIA $133
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $183
Total monthly $1,694

Wright against Campbell County and Wyoming

MeasureWrightCampbell County
Median home value$218,500$266,400
Median property tax$1,262$1,465
Effective tax rate0.578%0.550%
Median gross rent$1,037$952
Population1,40047,018

The weather behind that power bill

Wright sits in Campbell County, which averages a high of 87.0°F in its hottest month and a low of 14.3°F in its coldest, with 13.58" of precipitation a year and 46% of it in a single three-month stretch. That climate drives 519 cooling and 7,497 heating degree days, which is what sets the $133 electricity line above.

See the full climate breakdown for Campbell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Campbell County

Full Campbell County cost breakdown · Every county in Wyoming

Common questions

How much does it cost to own a home in Wright?

A $219,000 home in Wright, Wyoming costs approximately $1,694 per month with 20% down at 6.66%. That is $1,126 principal and interest, $105 property tax, $79 homeowners insurance, $201 utilities and $183 set aside for maintenance.

What is the property tax rate in Wright?

Wright has an effective property tax rate of 0.578%, based on a median home value of $218,500 and median real estate taxes of $1,262. That is higher than the Campbell County average of 0.550%.

What is the average home price in Wright?

The median owner-occupied home value in Wright, Wyoming is $218,500, against $266,400 across Campbell County.

Is it cheaper to rent or buy in Wright?

Median gross rent in Wright is $1,037 a month, against $1,694 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Wright — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wyoming.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology