Cost to Own
United StatesWyomingWashakie CountyWorland Population 4,788 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Worland, Wyoming

A $176,000 home here costs

$1,418

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $905. The real number is $513 higher every month — 57% more than the payment most buyers budget for.

Worland median: $176,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $140,800 borrowed $905
Property tax0.694% effective rate for Worland itself $102
Homeowners insuranceWyoming averages $1,432/yr (NAIC), or 0.435% of home value $64
Electricity14.8¢/kWh — Wyoming residential average, EIA $133
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $147
Total monthly $1,418

Worland against Washakie County and Wyoming

MeasureWorlandWashakie County
Median home value$176,300$188,600
Median property tax$1,223$1,321
Effective tax rate0.694%0.700%
Median gross rent$700$725
Population4,7887,708

The weather behind that power bill

Worland sits in Washakie County, which averages a high of 90.2°F in its hottest month and a low of 3.0°F in its coldest, with 7.73" of precipitation a year and 47% of it in a single three-month stretch. That climate drives 528 cooling and 7,946 heating degree days, which is what sets the $133 electricity line above.

See the full climate breakdown for Washakie County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Washakie County

No other places of this size are published in Washakie County.

Full Washakie County cost breakdown · Every county in Wyoming

Common questions

How much does it cost to own a home in Worland?

A $176,000 home in Worland, Wyoming costs approximately $1,418 per month with 20% down at 6.66%. That is $905 principal and interest, $102 property tax, $64 homeowners insurance, $201 utilities and $147 set aside for maintenance.

What is the property tax rate in Worland?

Worland has an effective property tax rate of 0.694%, based on a median home value of $176,300 and median real estate taxes of $1,223. That is in line with the Washakie County average of 0.700%.

What is the average home price in Worland?

The median owner-occupied home value in Worland, Wyoming is $176,300, against $188,600 across Washakie County.

Is it cheaper to rent or buy in Worland?

Median gross rent in Worland is $700 a month, against $1,418 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Worland — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wyoming.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology