Total monthly cost of ownership
Cost to Own a Home in Woodworth, Louisiana
A $298,000 home here costs
$2,393per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,532. The real number is $861 higher every month — 56% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Woodworth against Rapides Parish and Louisiana
| Measure | Woodworth | Rapides Parish |
|---|---|---|
| Median home value | $298,400 | $179,100 |
| Median property tax | $1,784 | $1,024 |
| Effective tax rate | 0.598% | 0.572% |
| Median gross rent | $886 | $942 |
| Population | 2,352 | 128,470 |
The weather behind that power bill
Woodworth sits in Rapides Parish, which averages a high of 93.5°F in its hottest month and a low of 38.9°F in its coldest, with 54.55" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,619 cooling and 1,892 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Rapides Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Rapides Parish
Full Rapides Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Woodworth?
A $298,000 home in Woodworth, Louisiana costs approximately $2,393 per month with 20% down at 6.66%. That is $1,532 principal and interest, $149 property tax, $269 homeowners insurance, $195 utilities and $248 set aside for maintenance.
What is the property tax rate in Woodworth?
Woodworth has an effective property tax rate of 0.598%, based on a median home value of $298,400 and median real estate taxes of $1,784. That is higher than the Rapides Parish average of 0.572%.
What is the average home price in Woodworth?
The median owner-occupied home value in Woodworth, Louisiana is $298,400, against $179,100 across Rapides Parish.
Is it cheaper to rent or buy in Woodworth?
Median gross rent in Woodworth is $886 a month, against $2,393 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Woodworth — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.